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Hello guys, I'm new to this forum and also a new owner of BMW 520D F10 I'm aware that the insurance for such a car in my age won't be cheap, but I just want to make sure I check everything before paying 3k a year. So I'm 20 years old, 21 in March. Held my licence since September 2015 and only got 1 year no claim as someone reversed into me last year so lost basically 2 years worth of ncb. I bought a bmw 520d f10 m sport 63 plate, and when I made a quote on confused.com I only found a 3.1k quote the cheapest, which is quite a lot. I'm driving a ford focus 1.0 125 15 plate atm and I'm paying around 2k for the insurance having my mum as additional driver with eu licence. I might be stupid getting a car like this, but it's only 2l, my mates were driving m235 at the age of 20-21. So I just wanted to ask if you guys any idea of what can I do, or which insurance provider to choose to pay as little as possible? Hope I get some help, thanks! :)