ChrisKnottIns

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About ChrisKnottIns

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    http://www.chrisknott.co.uk

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    Hastings, East Sussex
  1. Hi, The BBC News website reports: "Drivers saw their car insurance premiums rise by an average of £110 in the last year, a comparison site says. More expensive repairs and recent government changes to injury payouts pushed up annual insurance costs by 16%, according to Confused.com. It found drivers paid on average £781 on comparison sites for a comprehensive policy in the year to March 2017. Average premiums are set to rise to a record high and could pass £1,000 next year, it added. Newer vehicles have seen some of the biggest rises, because their increasingly complex electronics have made repairs more expensive... ...The Confused [dot] com research...checks more than four million car insurance quotes." I just wanted to let you know that the Chris Knott average premium through the club insurance scheme is much lower than that reported on the comparison sites. In March 2016, Chris Knott's average premium was less than half that at £369. This March (2017) it was £399 - just a £30 increase and still majorly more economical than £781. There's definitely something beneficial for members in using the club scheme through Chris Knott then. QUOTELINE: 0800 917 2274 - please call us at renewal. If that's before 1st June you'll also gain entry in the Chris Knott 'British F1 Grandstand Tickets' Prize Draw. best, Nick **************** Recent testimonials from CK customers across the car enthusiast community... "£367 cheaper than my renewal from flux, £65 cheaper with no limited mileage & all mods covered after shopping around. I am a happy bunny thanks." G30001, R32 Owners Club "Had my quote matched today so new CK customer on Saturday as of renewal time. Covers all the mods that are planned from the stockpile of parts in the garage that have been collected over the last few months... Spoken to 3 different ladies (Tabitha, Kathy (of Legend) and Rebecca) and the level of customer service has been consistently brilliant with everything being understood first hand and not needing to explain what each mod is." benmellor, GT86/BRZ Drivers Club "Thank you Daryl for matching a cheaper quote from another insurance company. Guess I will be staying with Chris Knott for another year. :)" Jon Dixon, Facebook "I may need to hop back to chris knott insurance when my renewal comes through early next month, made the mistake of hopping over to a cheaper provider who has extortionate admin fees." sliced, Audi-Sport.net "Recently taken a policy out with Chris Knott due to the very competitive quote. I needed to call them to change my reg number as I added my private plate to my car, I braced myself for the "well there's a charge for this and a charge for that" as experienced from other insurance companies, but no! Gave them the new number and that was that, no charge! Well done, credit where it's due!! stchris356, BimmerForums
  2. Hi Deepan, the forum code gives you access to our special club scheme which favours car club/forum members on whatever car they drive, so yes please do give us a call at renewal. You'll probably be charged a penalty by your existing provider for leaving your current contract early so it's worth waiting until renewal. best, Nick
  3. Shameless bump - just over two months to go until the Chris Knott Spring Draw closes If your car insurance expires soon please do give us a call for a comparative quote and gain free entry to the draw. Call Chris Knott FREE on 0800 917 2274 or complete contact details at https://www.chrisknott.co.uk/CarQuote best, Nick
  4. UK's car insurance premiums on the rise again. For those interested, here's a copy of an article we wrote for the Saab Owners Club GB magazine in early February about the potential for insurance premium increases across the whole market. "As we move into the year we know that Article 50 will be invoked by the PM and negotiations for our exit from the EU will begin. The EU has been blamed for much of the heavy regulation we see in UK industry. However, without influence from Europe, changes to personal injury claims are likely following a recent review by our own Ministry of Justice (MoJ) that will impact the current easy target – the motorist. The government has already increased Insurance Premium Tax to 12% (effective from 1st June this year) and the proposed amendments to injury pay-outs are tipped to increase insurance costs further, particularly for those of us driving on the UK’s roads. Currently, when a personal injury award is made the total is discounted by a factor (known as the Ogden Rate) to account for the expected additional return when the lump sum is invested by the recipient. We’re considering sums here that are awarded to cover loss of earnings, increased life-long care costs for someone majorly affected by an accident or even death. The Ogden Rate is designed to ensure that someone is not under- or over-compensated. At the moment this discount rate is set at 2.5% and it has been at this level since 2001. The MoJ wants to reduce the discount rate to reflect the current interest rates, meaning that an insurer’s share of any pay-out would increase. The industry body, the Association of British Insurers (ABI), launched a legal challenge to the MoJ’s review in December on the basis that there has not been proper consultation but the High Court rejected the ABI’s concerns. ABI representatives say the reduction comes “at a time of significant global financial uncertainty” and one insurer’s analysis suggests that a 1% decrease in the Ogden Rate would wipe £190 million off its profits. Does this mean that insurers will want to pass on the costs to the policyholder? Most probably. A decision is imminent, though the 30th January deadline has already been missed and an announcement has been promised, by the Lord Chancellor, for February. One thing’s for sure, this is a hot topic in the industry at the moment and the ramifications for insurers and, potentially, car insurance purchasers are greater than even the tax rise and the MoJ’s whiplash reforms." On February 27th the Ogden Rate was indeed reduced, from 2.5% to -0.75%. The drop was much bigger than the industry expected and shares in motor insurance firms plummeted on announcement. It now looks like our prediction was correct and rates are beginning to rise across the board. Rest assured, at Chris Knott Insurance we'll still be doing all we can to find you the best car insurance deals out there. As your existing provider increases their rates please call us to see if we can offer you something better under our privileged club/forum scheme for enthusiasts. QUOTELINE: 0800 917 2274 Please mention this club/forum or its unique code when you call to ensure you receive the full benefits of the club scheme. best, Nick PS. As an aside, there is equal implication for the NHS as medical malpractice claims also use the Ogden Rate to calculate compensation.
  5. MORE GOOD NEWS: Extra prize opportunities added OK, so this prize just got even more exciting thanks to Silverstone... On top of the GP tickets you could win in the Chris Knott Prize Draw, Silverstone is adding the daily chance for ticketholders to win some 'money can't buy' prizes between 10th March and 23rd March. As we've already purchased the Chris Knott prize tickets those tickets are eligible for each day's entry in Silverstone's draw. Prizes you could win in addition to our 2x British Grand Prix Grandstand Tickets include: # Lunch in a Team Motorhome during the British Grand Prix weekend. # Paddock Passes # Garage Tours at the British Grand Prix # Main Stage Backstage Passes for The Grand Prix After Party Just ask us for an insurance quote under our special car club scheme before 31st May for automatic entry in the Chris Knott Spring Prize Draw. Existing CK clients with renewals invited during the qualification period are also automatically entered for the draw. QUOTELINE: 0800 917 2274 ONLINE: Callback Request Form Of course, if we are notified of an extra win in the Silverstone draw we'll let you know ASAP or you can check for yourself at http://www.silverstone.co.uk/formula1-countdown However, even if it's just the Grandstand tickets that you win that's still a great prize and it's worth 500 of your british pounds. We look forward to offering you a car quote when your car insurance renewal falls due - please include us in the mix and for your chance to win. best, Nick
  6. Should be about 21 days before renewal.
  7. Reduce your own insurance costs by helping friends to reduce theirs. Hi, If you're an existing Chris Knott client and you'd like to pay less for your insurance this year, I've got some great news for you... You can benefit from UNLIMITED SAVINGS by using our 'Recommend a Friend' scheme. Simply tell your friends and family about Chris Knott Insurance and you'll receive £20 OFF your renewal for each one who goes on cover with their car or home. That's £20 OFF on top of any other savings we can negotiate for you WITHOUT ANY LIMIT on the amount of discount you can earn. And it hardly takes any effort. On the basis that we sign up around 40% of car insurance quotes offered, you and your friends have a good chance of saving. Them with a great insurance quote and you with your £20 discount. We think we offer a high level of personal customer service so why not share us with those you know? Simply ask your friends and family to call us FREE on 0800 917 2274 quoting ref 480 PLUS your CK Client Reference to ensure you get the credit. You could also post on Facebook or Twitter encouraging your buddies to give us a try - we're @ChrisKnottIns for both if you'd like to tag us. Best, Nick ***************************** Feedback Others agree that we offer great service: "I've just taken out insurance for the first time today with your company. Must say, very professional service from the lady on the phone." HotBlackCoupe, Hyundai Coupe Owners Club "It's coming up to renewal time for me so decided to give CK a go, so gave them a call and was put through to Ian in their sales team. He was a really helpful chap that made the usual questions seem quick & easy. He also explained a couple of queries I had and after a very short wait the quote came through which was cheaper than the comparison sites. I have to hold my hands up here and say I did tell Ian that esure quoted me cheaper but after looking through the quote I realised I hadn't declared SWMBO non-fault claim that occurred in Dec, so after amending that and checking again CK were cheaper by about £20. Overall the quote is over £100 cheaper than what I paid last year so happy with the price and the ease of quotation and customer service have been good so far. Just my 2 cents and I hope others find it useful." PearceHD, BabyBMW.net "I've just swapped to yourselves from my insurer of the last 4.5 years after you beat their lowest quote by £35 and upped my mileage from 5K to 10K per year. Excellent work and I'd just like to add that Rebecca was a pleasure to deal with." CiderFex, New Mini Scotland "I am pleased to say I have had and accepted a quote from Chris Knott Insurance. While not quite the cheapest, I am very satisfied with the quality of the policy and service so far. In terms of value I am satisfied this is a very good offer. Additionally, no silly electronic phone systems and no long delays on the phone, but polite and quick service from a very competent lady and extraordinarily speedy provision of ultra clear documentation. It is a very nice surprise to see that some people can still communicate in straightforward and clear terms. Very refreshing - after spending a lot of time on the phone to other outfits that were a total waste of time my stress and blood pressure have returned to normal. Thank you. I will be very happy to recommend you." petercresswell, Fiat Forum
  8. NEW CHRIS KNOTT PRIZE DRAW: Silverstone F1 Grandstand Tickets x2 Hi, I'm excited to reveal another prize competition from Chris Knott... one that's for new AND existing customers We consulted the members of all the car clubs and forums we work with when selecting the prize for Chris Knott's 2017 Spring Prize Draw. So, the members have spoken - request a Chris Knott Car Insurance quote before close of play on Wednesday 31st May for your chance to WIN 2x grandstand tickets at the 2017 Silverstone F1 Grand Prix. All you have to do is ask us for a quote and you'll automatically be entered for our draw to win this fantastic prize (worth over £500). Of course, we're hoping to win something too - you as a new customer! You don't have to purchase cover in order to qualify for the draw, just receive a quote. If our cover, service and price stack up it makes sense for you to switch to the car enthusiasts' specialist. We can quote about 30 days in advance of your renewal so even if your car insurance isn't due until late June you can still obtain a quote before the deadline. The GP tickets naturally cover all the events of Race Day - Sunday 16th July 2017 - and we've thrown-in circuit parking for one vehicle too. HOW TO ENTER... Either call us (always our preferred method) on 0800 917 2274 and mention this forum's unique quote code, or complete contact details at https://www.chrisknott.co.uk/CarQuote and we'll call you for the quote details (though we risk missing you and therefore you might not gain entry). If your car insurance is due soon, pick up the phone for your Chris Knott quote. Oh, and existing CK clients, you'll automatically gain entry too, if your renewal is due in the timeframe, when we invite your renewal. best, Nick ************************** Testimonials Yet more positive feedback received from car club members in the last few days: "Just thought I'd say a big thank you to Chris Knott, especially Kathy, for their competitive quote for this year, but more for the speed that everything was done and dusted in. I used to work in the Insurance industry, but they never achieved service levels like this." kentphil1, Briskoda "Saved about £180 on mine and £35 for my wife, both with superior cover to Admiral and lower excess!" Robbijay, GT86/BRZ Owners Club "I work in retail and so realise people are quick to criticise and lack in praise when a job is done well. I'd like to say how helpful Daryl White was in renewing my car insurance policy. Within 25 minutes he'd reviewed a quote, called me back, adjusted it and sent new documents! Thoroughly happy with the service I've received, both on this occasion, a previous call on Monday (don't recall the gent's name, sorry) and with yourselves in general, this is exactly how you retain customers!" Rob Harper, Micra Sports Club
  9. UPDATE: Best way to get a quote from Chris Knott Hi all, you're great at asking Chris Knott for quotes via the callback form on our website - thank you. I just wanted to make a request though - PLEASE CAN YOU PHONE US INSTEAD if you're after an instant quote. It's the quickest and easiest process for both of us and ensures you get your special club scheme quote when you want it, at a time that's convenient. QUOTELINE: 0800 917 2274 Though we do respond to the web forms quite quickly, often we get an answerphone or no answer at all and then you have to ring us anyway. You can see how it's not ideal - it means we're catching you at a time that's NOT convenient. We leave an answerphone message and follow up with an email but we don't want to miss the opportunity to give you a competitive quote through the club/forum's special scheme. Phoning us first and then only using the form as a last resort should make it easier for you to get a winning Chris Knott quote. Thanks for your help in this - it'll work out better for both of us. best, Nick PS. It may simply be that you don't recognise the caller ID when we call you - keep an eye out for our outbound number: 01424 200477. ********************** Testimonials More car club/forum members who are happy with their quotes from Chris Knott: "@ChrisKnottIns many thanks for your help with insurance for my new toy! #saabclub #saab" Neal Ashwangler, Saab Owners Club GB "Chris Knott cheapest by far even with cat back exhaust declared." Tony McKortel, SeatCupra.net "Unbeatable Quote. Thanks again for sorting my insurance. Straightforward job. Beat my quotes from other firms and matched like for like. Rang back when you said you would and also spoke via PM on here. Can't fault the service so far. Cheers." GarryK, BabyBMW.net "Just wanted to say how impressed I am being a first-time customer with yourselves. A very friendly and professional chap named Ian dealt with me from initial quote right through to setting up my new car policy. OK, granted you do need to provide a fair bit of info and it's the first time I can recall ever having to input details into the DVLA website to generate a 'driver code' and scanning numerous things etc but hey-ho. With all mods declared, a named driver and my protected NCB you beat the neighbours by nearly £60. I'm not one for calling other companies and although they did try and were very aware of my custom of 2 years, I was swayed to jump ship. Couldn't say no really." LordRaiden84, Briskoda "Looks like I will get my insurance from you. Phoned today and got better quote than my renewal. Took reference number and will call back on Monday to get it done. Really was cheaper. Thanks." imtattoo80, VWAudi Forum
  10. Hi guys, you remember how we often run competitions and prize draws? Well, we wanted to check with you what you find the most attractive before we select this year's prizes. In the past we've offered £100 Amazon vouchers, Virgin supercar driving experiences, tickets to events such as the MotoGP or the Performance Car Show, Euro Car Parts vouchers and even professional Car Photoshoots. These and many of the ideas that you may like to suggest are all possible. Please just let us know what you'd like (within the realms of decency and reason). Just to give you some context if you're not aware of our prize incentives - usually we offer a prize in a draw where you just have to ask us for a quote on a car we don't already cover for you in order to enter. Or we may run a virtual Show & Shine competition on social media with a prize for the best photo or car. I look forward to hearing your ideas or opinions on the prizes we've offered in the past - your chance to shape Chris Knott's car club/forum member offers this year. best, Nick Car Insurance QUOTELINE: 0800 917 2274 - please mention this forum when you call. PS. For existing clients we've now also started making exclusive client-only offers in addition to the other client offers that are always available. ********************* RECENT FEEDBACK "Gave you guys a call last week, got a competitive quote to renew, which I will take up I suspect as nobody has come close to matching it yet." Alex, Vauxhall Owners Network "I got a great quote from them, and found them a pleasure to deal with..." bmwaddict, Z4 Forum "Wow, just spoke to Milton about changing over my car and again another great service as always. I have had all my cars with Chris Knott Insurance and every time I have called, Milton has answered my call - even understands my scottish accent. Milton you are awesome, thanks for sorting out all my car insurance problems and shall speak to you next time I swap over. Number one for insurance Chris Knott. If they can't help I am afraid you might have a problem." George Stewart, Facebook "Was a long-time member with Aviva, back when it was Norwich Union. So much for loyalty. Been behind the wheel for over thirty years & never made a claim (which is quite something the way I drive!). Chris Knott saved me over £500 with exactly the same cover!" Ghost, C-Max Owners Club "Just wanted to thank you for your help. We managed to get everything sorted in the end. Price comparison site price beaten - so glad to remain a customer. Great service from Rebecca and Dawn, both were really helpful." Lowe, GT86/BRZ Owners Club
  11. I read it that it's the year one cost then £450 in years 2 to 5 inclusive. I might be wrong.
  12. Yeah, just a bit but credit to Sandip and the guys for getting it back up. It was a nightmare by all accounts.
  13. That's £310 on top of the new car year one rate (rate based on emissions) then flat £140 rate for vehicles over £40k every year for the first 5 years. http://www.autoexpress.co.uk/car-news/consumer-news/88361/tax-disc-changes-everything-you-need-to-know-about-uk-road-tax
  14. Welcome along.
  15. There have been a couple of items in the news in recent days about the cost of car insurance... One claiming that comprehensive car insurance premiums rose on average by 14% (£95) during 2016 and the other that men still pay more than women even though gender equality rules state insurers can't specifically use gender as a rating factor. Of course, on the question of gender there are other risk factors that produce the result - men tend to cover more miles and are more likely to drive for work, have sportier cars and more motoring convictions. Those are each rated on for all drivers, so gender doesn't specifically feature. Nevertheless, these headlines highlight the need to get a competitive quote at renewal. At Chris Knott Insurance we're always happy to quote you, even if it's just so you can benchmark your existing cover and price. It worked really well for this member of the Yeti Owners Club: "I received a great quote from Chris Knott when my Yeti came up for renewal this November. Shamefully I'd been with D*****L*** for several years without shopping around so my premium was very uncompetitive. Chris Knott halved it! So I got a quote for the other half's new car too and they were still the cheapest around for combined insurance." discosteve To find out how much you could save with Chris Knott's special club member scheme please give us a call or PM me your number at renewal so we can call you. QUOTELINE: 0800 917 2274 - please mention this forum/club when you call. ONLINE: Callback Request Form We like to think we're bringing something extra to the table too by way of personal service, expert advice, accessibility, accountability to the club/forum and by providing all the ongoing support you need throughout your time as our client. Please include us in the mix when searching for your next year's cover. best, Nick *********************** RECENT FEEDBACK As a member of the car enthusiast community you really can save money when switching to Chris Knott and NOT just in year one: "I got a good deal this year with Chris Knott, both mine and Nicci's daily insurances." Ettienne, Volvo Performance Club UK "EP3 Insured with Chris Knott - matched best price and better policy. Just taken out a policy through Ian at Chris Knott Insurance and am really pleased. I used the usual websites to try to get a decent quote for my EP3, most of the premiums look ok but once into the details each online policy seemed to have a hole in; no legal cover, no replacement car, month's salary for an excess etc, etc. Called up Chris Knott and not only could they match the online price, the policy had a lower excess, added legal cover and an extra 2000 miles on the policy. Give 'em a try." JTM12, Typre-R-Owners.co.uk "I've been getting my Volvo insurance through Chris Knott for many years, hard to find good insurance for modified cars." t5_andy, Volvo Owners Club "Sensible car insurance renewal arrived this morning from ChrisKnottIns - easily undercut my other like-for-like quotes by £200+ nice one!" Chris Green, Twitter